Print this Page
Email this Page
Following is special information about the Union Plus Credit Card — exclusively for union members and their families — to help you understand its most important features.
- With the Union Plus Credit Card, the standard member Annual Percentage Rate (APR) does not increase if you make a late payment or if you go over limit or are late on another card or payment (no "universal default"). Note that special low promotional rates will rise to the standard member APR, no higher, if, but only if, the cardholder is 30 days late. And, any change in terms must be agreed to by Union Privilege, the organization founded by the AFL-CIO that uses the power of millions of union members to develop benefits for working families.
- Union Plus Credit Card rewards points apply to a wide variety of items: cash, travel, gift cards, and more — and never expire.
- The Union Plus Credit Card has no mandatory arbitration. Plus, Union Privilege has a full-time union member advocate who is available to help resolve any concerns that can't be resolved with the card issuer. Union members can submit questions about their Union Plus benefits here.
- Union Plus Credit Card Fact: Special protections for union members in financial difficulty include the Lifeline Trust which provides grants to cardholders who experience a significant loss of household income due to a recent long-term illness or prolonged disability ($175,000 in grants have been distributed); the Disaster Relief Fund provides grants to members affected by a natural disaster ($400,000 provided to cardholders impacted by Hurricane Katrina); the layoff helpline to assist members who have been laid off with reduced rates or fixed payment plans; and skip payments (up to four per year) to assist members on strike or facing other economic crises.
View more information on the Union Plus Credit Card and apply here. You may also apply by calling 1-800-522-4000.
Download a PDF of this article