Americans owed over $850 billion in bank credit card debt at the end of 2008. The average balance per household was just over $10,000, according to CardTrak.com. However, since around half of households pay their bills in full, many of those who carry debt have balances totaling far more than $10,000.
As a rule, you shouldn't be devoting more than 20% of your net monthly income to paying off credit cards and other non-mortgage debt.
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